Cryptocurrency cards are gaining traction across Europe, enabling users to utilize digital assets such as Bitcoin (BTC), Ethereum (ETH), and stablecoins like USDC for purchases at millions of merchants worldwide. These cards serve as a link between the crypto world and traditional finance, providing effortless transactions, cashback incentives, and other advantages. Below are some of the top crypto cards available in Europe in 2025:
Table of Contents
1. Crypto.com Visa Card
🔹 Overview: Among the most popular crypto cards, this Visa card offers various perks depending on the amount of CRO (Cronos) staked.
🔹 Key Features:
✅ Up to 5% cashback on purchases
✅ No annual fees
✅ Free subscriptions to Spotify, Netflix, and Amazon Prime (for select tiers)
✅ Airport lounge access (on premium tiers)
✅ Supports multiple cryptocurrencies
🔹 Ideal For: Those seeking high cashback and extra perks like streaming service subscriptions.
2. Binance Card
🔹 Overview: A Visa card issued by Binance, the world’s largest crypto exchange, allowing seamless spending and cashback rewards.
🔹 Key Features:
✅ Earn up to 8% cashback on transactions
✅ Supports EUR balance for simple fiat transactions
✅ No issuance or annual fees
✅ Automatic crypto-to-fiat conversion
✅ Compatible with Google Pay & Apple Pay
🔹 Ideal For: Binance users who frequently trade and want cashback benefits.
3. Coinbase Card
🔹 Overview: A Visa debit card issued by Coinbase that enables users to make payments directly from their exchange balance.
🔹 Key Features:
✅ Instant crypto-to-fiat conversion at the time of purchase
✅ Up to 4% cashback in crypto rewards
✅ Supports various cryptocurrencies, including BTC, ETH, and USDC
✅ Fully regulated and compliant with European financial laws
🔹 Ideal For: Coinbase customers looking for a secure and convenient crypto card with cashback incentives.
4. Trustee Plus Card
🔹 Overview: Trustee Plus Card – a modern financial tool that allows users to spend cryptocurrencies effortlessly on everyday transactions. The card is designed for flexibility, security, and ease of use, enabling crypto holders to make payments, withdraw cash from ATMs, and enjoy financial independence without manually converting assets.
🔹 Key Features:
✅ Multi-currency support – Spend BTC, ETH, USDC, and other popular digital assets
✅ Instant crypto-to-fiat conversion – Automatically converts crypto to local currency upon purchase
✅ Low fees & transparent rates – Competitive exchange rates with minimal transaction costs
✅ ATM withdrawals – Access cash in multiple countries
✅ High-level security – Features such as two-factor authentication (2FA) and fraud protection
🔹 Ideal For: Everyday users who want to integrate crypto into their daily financial activities seamlessly.
5. Nexo Card
🔹 Overview: A unique crypto card that enables users to spend their digital assets without selling them by using crypto as collateral for a credit line.
🔹 Key Features:
✅ Retain crypto ownership while spending through a credit line
✅ 0% APR interest available on certain tiers
✅ Earn cashback in BTC or NEXO tokens
✅ Free ATM withdrawals up to a specified limit
🔹 Ideal For: Investors who prefer to use their crypto for transactions without liquidating their holdings.
Final Thoughts
Crypto cards in Europe offer a convenient, rewarding, and efficient way to use digital assets for daily spending. The Crypto.com Visa and Binance Card excel in providing high cashback rewards, while the Nexo Card offers a distinct credit-line feature for those who want to retain their crypto. Meanwhile, Coinbase Card and Trustee Plus Card provide secure and user-friendly options with extensive multi-currency support.
